Risk Manager
ТОО OrientSwiss
Алматы
4 дня назад
source : HeadHunter

About us

Launched in 2018, Zoodmall is the fastest growing ecommerce platform along the Silk Road and plan to deliver a superior offer to the region’s customer base through innovative logistics and payments.

Duties :

  • Ongoing analysis of the risks of the loan portfolio, monitoring of credit risks, key risk indicators, identifying new trends, analyzing cause-effect relationships and developing measures to limit risks;
  • Improving the effectiveness of risky decisions;
  • Development of effective tools to control and monitor credit risks;
  • Preparation for management of analytical reports / presentations on the risks of retail lending, the quality of the loan portfolio, measures aimed at reducing risks;
  • Construction of various models (credit scoring, collection scoring, behavioral scoring, fraud scoring, etc.) and rules for assessing credit risks in making decisions;
  • Monitoring call reports to make sure collectors are making enough phone contacts each day;
  • Identification areas of the collection process that need improvement and implements an enhanced process that will help collectors be more effective;
  • Oversee the collection of outstanding credit and invoices to minimize profit loss while ensuring it is handled appropriately and per company policy;
  • Create and implement strategies to increase the number of successful collections on outstanding debt;
  • Customization, implementation and testing of developed models and rules in the decision-making system;
  • Support for the performance of models and monitoring / evaluation of their effectiveness and quality;
  • Detection and analysis of credit fraud events, verification of incoming fraud signals and customer complaints;
  • Investigating credit fraud incidents;
  • Analysis of concentrations and anomalies for various risk indicators;
  • Conducting operational actions to prevent, detect and eliminate fraud;
  • Identification of new types of fraud, as well as participation in improving and finalizing; the process of fraud monitoring;
  • Making suggestions for improving business processes
  • Requirements :

  • Higher education in mathematics / statistics, economics / finance, IT;
  • Possession of MS Office, Excel at the advanced user level (pivot tables, data tables, VBA, etc.);
  • Knowledge of high volume collections, credit authorization and billing procedures and practices;
  • Ability to conduct statistical data analysis, vintage analysis;
  • Knowledge of risk analysis methods (scorcards, models);
  • Experience in analyzing large amounts of structured and unstructured data;
  • Knowledge of SQL;
  • Good knowledge of machine learning methods, experience with data analysis tools and Python libraries;
  • High learning ability;
  • Analytical mind;
  • Ability to work with large volumes of data;
  • Stress resistance;
  • Skills and ability to visualize and present data;
  • Experience in risk management, retail lending will be an advantage;
  • Experience in risk assessment and automatic credit rating will be an advantage.
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